Concierge Medicine Costs in 2026: What You’ll Pay and Is It Worth It?

How much does concierge medicine cost, and what do you actually get for the membership fee?

Those are often among the first questions people ask when considering concierge medicine.

And with annual fees ranging from a few thousand dollars to $10,000 or more, understanding what you’re paying for can make it easier to compare your options.

For more than 20 years, PartnerMD has helped thousands of patients navigate the decision to join a concierge medicine practice.

Along the way, we’ve seen how much pricing can vary, as well as the differences in physician access, time, preventive care, and services that can come with that price.

Here’s a quick look at what to know as you evaluate the cost and value of concierge medicine. 

• Typical cost: Many concierge medicine practices charge approximately $2,000–$5,000 per year, although some practices charge $10,000 or more.
• What you’re paying for: Membership fees generally support more physician time, greater access, smaller patient panels, and additional preventive or support services, depending on the practice.
• Insurance: Concierge medicine typically does not replace health insurance. Insurance may still be billed for covered medical services, labs, imaging, medications, and specialist care.
• Is it worth it? The answer depends on what the practice includes and how much you value greater access, more time with your physician, and additional support with your care.

How Much Does Concierge Medicine Cost?

The average cost of concierge medicine is typically around $2,000 to $5,000 per year, although membership fees can vary considerably by practice and location. Some higher-end concierge or luxury medicine practices charge $10,000 or more annually.

So why such a wide range?

Concierge medicine isn’t a standardized product. One practice may primarily offer greater physician access and longer appointments, while another may include comprehensive physicals, wellness services, care coordination, or other benefits in its membership fee.

Here are several published pricing examples to put that range into context:

• Concierge Medical Care (Denver, CO): $4,200 per year
• Concierge Medicine of Cincinnati (Cincinnati, OH): $2,000–$5,750 per year
• PartnerMD (VA, MD, SC, GA): $2,600–$3,600 per year
• Piedmont Concierge Medicine (Atlanta, GA): $2,500 per year
• Sollis Health (CA, FL, NY): $4,000–$12,000 per year

Many practices don't publish their membership fees online, so these examples aren't meant to represent the entire concierge medicine market. The important thing is to compare not only what a concierge doctor costs but also what you receive for that fee.

What Does the Cost of Concierge Medicine Include?

What’s included in a concierge medicine membership varies by practice, but the fee generally supports more physician time, greater access, and additional services and support. Depending on the practice, membership may include: 

• Longer appointments with more time to discuss concerns, questions, and health goals
• Same-day or next-day appointments for acute needs
• Greater access to your physician, which may include phone, text, email, or after-hours access
• More comprehensive annual physicals and preventive care
• Care coordination with specialists and other healthcare providers
• Wellness services, such as health coaching, nutrition guidance, or fitness support

Not every concierge practice includes the same services. When comparing costs, be sure you understand what’s included in the membership and what may be billed separately. 

5 Factors That Influence Concierge Medicine Costs

Why do concierge medicine fees vary so much from one practice to another? While every practice structures its membership differently, several factors can influence what you pay.  

1. Physician Time and Patient Panel Size

Concierge physicians typically maintain smaller patient panels, allowing for longer appointments, greater appointment availability, and more time for preventive care and ongoing health concerns.  

2. Access Outside Traditional Office Hours

Some concierge practices provide direct access to a physician after hours by phone, text, or another form of communication. The level of access varies, from limited after-hours availability to 24/7 physician access, and may be reflected in the membership fee.

3. Scope of Services Included

What your membership fee covers can have a significant impact on price. Some practices primarily provide enhanced physician access, while others include comprehensive physicals, preventive screenings, wellness services, or other benefits. When comparing costs, look at which services are included and which carry an additional fee.

4. Care Coordination and Ongoing Support

Some concierge practices provide additional support between appointments, including coordinating with specialists, following up on testing or referrals, and helping patients navigate their care. Practices may also offer health coaching, nutrition support, or other wellness services, which can influence the overall membership fee.

5. Location and Practice Model

Practices in areas with a higher cost of living may charge higher membership fees due to expenses such as staffing and office space.

The type of practice can also affect pricing. Some provide comprehensive concierge primary care, while others use hybrid models, offer different membership tiers, or provide a more limited range of services. Consider both location and the type of care included when comparing costs.

How Does Concierge Medicine Work With Insurance?

Concierge medicine typically does not replace health insurance. Patients pay a membership fee for the additional access, time, and services provided by the practice, while insurance may still be used for covered medical care. Some concierge practices accept and bill insurance, while others operate outside of insurance entirely. 

Even with a concierge membership, you’ll generally still need health insurance for care and services outside the practice, such as:

• Specialist visits
• Hospitalizations and emergency care
• Imaging and laboratory testing
• Prescription medications
• Procedures and surgeries

Before joining a practice, ask whether it participates with your insurance and which services are covered by your membership fee versus billed separately.

At PartnerMD, your membership fee and health insurance serve different purposes. Your membership provides access to the benefits of the PartnerMD model, while we bill insurance for covered medical services just as a traditional primary care practice would.

Is Concierge Medicine Worth It?

Whether concierge medicine is worth the cost depends largely on what you want from your primary care experience and whether your current care is meeting those needs.

For some people, traditional primary care works well. For others, difficulty getting appointments, rushed visits, or limited access to their physician can make a different approach worth considering.

Those challenges aren't uncommon. In PartnerMD’s 2026 State of Primary Care Report, 68% of respondents said they feel rushed during appointments at least sometimes, while 62% said they cannot reach their doctor’s office after hours when needed.

If those types of frustrations matter to you, consider what would meaningfully change your healthcare experience.

• Would having more time with your physician make a difference?

• Would easier access to care be valuable?

• Would you benefit from a physician who has more opportunity to know your history, coordinate your care, and focus on prevention?

The question isn't simply whether concierge medicine is worth the membership fee. It's whether what you gain from the model is valuable enough to you to justify the additional cost.

How to Compare Concierge Medicine Costs Between Practices

A lower membership fee isn’t necessarily a better value, and a higher fee doesn’t always mean you’ll receive more. The best way to compare concierge medicine costs is to look closely at what each practice provides for its membership fee.

As you evaluate practices, consider asking:

• How much is the membership fee, and how is it billed?
• What services are included, and what costs extra?
• Does the practice accept and bill your health insurance?
• How long are appointments, and how quickly can you typically get one?
• What access will you have to your physician after hours?
• How many patients does each physician typically care for?
• What are the membership and cancellation terms?

Comparing those answers can give you a much clearer picture of what you’re actually getting for the price, rather than choosing a practice based on the membership fee alone.

What’s Included in a PartnerMD Membership?

At PartnerMD, annual membership fees currently range from $2,600 to $3,600 for adults, depending on the location.

Your membership supports a primary care experience designed around more time with your physician, greater access to care, and a stronger focus on prevention. Membership benefits include:

• 30-minute appointments with your physician 
• Same-day or next-day appointments for acute needs
• 24/7 access to a PartnerMD physician
• Comprehensive annual physicals
• Care coordination with specialists
• Health and wellness coaching
  

PartnerMD accepts health insurance for covered medical services, so the annual membership fee is separate from any copays, deductibles, or other costs associated with your health plan.

Ready to Take the Next Step?

If you’re considering concierge medicine, understanding the cost is important, but so is finding a practice and physician that are the right fit for you.

Want to see what PartnerMD membership would cost for you? Use our concierge medicine cost calculator to get an estimate based on your age and location and learn more about what’s included.

Calculate Your Membership Cost

Or, schedule a conversation with a PartnerMD team member to learn more about membership.