Is Concierge Medicine Right for You? 5 Pros & Cons to Consider

If you've ever felt frustrated by long wait times or short visits with your doctor, you're not alone. Traditional primary care often leaves patients feeling like just another number. 

At PartnerMD, we've spent over 20 years helping thousands of patients navigate their healthcare choices — including whether concierge medicine is right for them. 

But is concierge medicine really worth it? 

 The answer depends on your priorities. While it offers unparalleled access, convenience, and personalized care, it also comes with cost considerations and potential limitations. 

Let’s explore the five biggest pros and cons of concierge medicine to help you make the best decision for your health.

Top 5 pros of concierge medicine

1. More time to build a doctor-patient relationship

One of the biggest frustrations with traditional primary care is the rushed appointment. You finally get to see your doctor, and within 10-15 minutes, the visit is over.

In concierge medicine, doctors see fewer patients and spend more time with each one. Instead of juggling 2,000+ patients, they manage around 400-500, allowing for 30-minute+ appointments and no rushed visits.

The result? A stronger doctor-patient relationship where your physician truly knows your medical history, goals, and concerns.

"The long-term relationships that I build with my patients are my favorite part of being a doctor. That's easily the thing that brings me the most joy." - Dr. Caitlin Dillon, PartnerMD concierge doctor. 

2. No more waiting weeks for an appointment

The average wait time for a primary care appointment is 26 days, with some areas seeing 44-day waits. And once you arrive, you might still spend 30 minutes or more waiting in the lobby or exam room.

Concierge medicine eliminates these delays. Most practices guarantee same-day or next-day sick visits and start appointments on time, so you get the care you need — without the wait.

3. Concierge medicine’s 24/7 access to care gives you peace of mind

In concierge medicine, access doesn’t stop at office visits. You can reach an on-call doctor by phone when urgent concerns arise, avoiding unnecessary ER visits or long delays.

This flexibility provides invaluable peace of mind for busy professionals, parents, or caregivers.

4. Concierge medicine allows virtual visits, which saves you unnecessary trips

Why go into the office for minor health concerns when you can handle them virtually?

Most concierge practices offer telehealth visits and secure messaging, allowing you to consult your doctor from the comfort of your home.

5. Concierge medicine allows easier access to specialists & coordinated care

Concierge doctors often streamline specialist referrals, ensuring your entire healthcare team stays aligned.

Instead of spending time tracking down appointments yourself, your concierge doctor can help coordinate and schedule specialist visits, saving you time and reducing stress.

"I am so glad that I am a patient at PartnerMD. It has been such a blessing, especially with my recent illness. I especially appreciate the team scheduling appointments, referrals, and quick response to my inquiries via the Patient Portal." -Crystall P, PartnerMD patient. 

Top 5 cons of concierge medicine

1. Concierge medicine membership fees may not fit every budget

The most significant barrier for many patients? Cost.

Most concierge membership fees range from $2,000 to $5,000 per year, while PartnerMD memberships range from $2,500-$3,000 per year for adults ($208-$250 per month), depending on the office location.

While many patients find the investment worthwhile, evaluating your healthcare needs before committing is essential. Some patients use HSA or FSA funds to help cover costs.

2. Additional out-of-pocket costs with concierge medicine

Concierge medicine does not replace health insurance. You’ll still need coverage for specialists, prescriptions, lab tests, and hospital visits.

However, most concierge practices accept major insurance plans, so your insurance still works for these medical expenses — just like it would with a traditional primary care doctor.

3. Concierge medicine is most valuable if you use it

Concierge medicine is an investment, and like any investment, you get out what you put in.

You may not get full value from the membership if you only see a doctor once a year and rarely need healthcare services.

But if you prioritize regular check-ups, preventive care, and ongoing health management, it can be a game-changer.

4. Limited insurance coverage in some cases

While most concierge doctors accept private insurance, some:

• Don’t work with Medicare or Tricare.
• Accept fewer insurance carriers than traditional practices.

If you rely on a specific insurance coverage, check with the concierge practice before joining.

5. Limited concierge medicine availability in some areas

While concierge medicine is growing, not all areas have many options. Some concierge doctors also have waitlists due to high demand. If you’re interested, scheduling a consultation early is a good idea.

Is concierge medicine right for you? Is concierge medicine even worth it?

Choosing the right healthcare option matters, and concierge medicine offers unmatched access, personalized care, and efficiency to help you take control of your health. While there is an upfront cost, many find the investment worthwhile for the convenience, peace of mind, and long-term health benefits it provides.

Whether you're a busy professional, a parent managing a family's health, or someone with ongoing medical needs, concierge medicine could be the better way to get the care you deserve.

Want to explore your options? We’re here to help. Download our free guide to Understanding Concierge Medicine to learn more.